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Local heroes (The Providence Phoenix)
Newspapers often use up a lot of ink and paper (or pixels and Web sites, as the case may be) telling their readers who and whatâ€™s gone wrong. In this, the eighth annual edition of the Providence Phoenix â€™s "Best" issue, we instead highlight five people and organizations who are doing exceptionally good work.

Transition housing to fill local void (Journal Advocate)
STERLING - Imagine Rachel Padilla's life for the past year. It hasn't been easy. She's suffered domestic violence at the hands of her husband. She moved to a safe house in Maine with her young daughters to escape the situation.

More Homeowners With Good Credit Getting Stuck With Higher-Rate Loans (Los Angeles Times via Yahoo! News)
Low interest rates and aggressive marketing campaigns have driven home lending to record levels. But increasingly Americans with good credit are being saddled with loans designed for high-risk borrowers.

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Perfect Storm Brewing Trouble for Homeowners, According to HomeSavers USA
If the American Dream, is owning a home of your own, then the American nightmare might be losing it to foreclosure. And according to one expert, more families may be heading in that direction. [PRWEB Oct 30, 2005]

Hardships are the Real Reason Households have Credit Card Debt: New Bankruptcy Law Unfairly Targets Consumers who Need Credit Cards to Survive
DTS Financial is working to educate the public about how hardships add to the credit card debt they already have. The new Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 has sweeping implications in regards to consumers who are right at the edge of what they can afford to pay. [PRWEB Oct 30, 2005]

Perfect Storm Brewing Trouble for Homeowners, according to HomeSavers USA
[PRWEB Oct 30, 2005]

Relaxed Mortgage Guidelines Open Door For Home Buyers with Past Credit Problems
Lending guidelines have relaxed considerably over the last couple of years to the point where it’s now easier to qualify for a loan than ever before. Even having a Chapter seven or Chapter 13 bankruptcy is no longer the deal breaker it once was. [PRWEB Oct 29, 2005]