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Avoid always using plastic (Poughkeepsie Journal)
It used to be that people in need of extra cash would take out a personal loan, but that doesn't happen much any more, said Yolanda Lanari, vice president of lending at TEG Federal Credit Union in Poughkeepsie.

The tricks and traps of debt consolidation (MSN Money)
It's no easy fix. A debt consolidation loan can actually multiply your debts and problems. Watch out for sky-high rates, hidden fees, costly add-ons and damage to your credit rating.

Holidaying on your mortgage (NZCity)
Your brotherâ€™s getting married in the UK in three monthsâ€™ time. You have 50 air points and no spare cash. What are you going to do? Unexpected events such as a family wedding or replacing your washing machine can make money tighter than usual.

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Consumer Advisory: Rising Interest Rates Emphasize Importance of Credit Score Monitoring
On Tuesday, the Federal Reserve raised the federal funds rate to 3.75%, the 11th increase in the past 15 months. The federal funds rate is the interest rate that banks charge each other. As a result, commercial banks raised their prime lending rate to its highest level in 4 years, affecting everything from credit cards to home equity lines of credit. [PRWEB Sep 28, 2005]

DealPass Visitors Dish on How They Stretch Dollars, Save Money
True Life Savings Stories at DealPass Inspire Fellow Shoppers and Help Ease the Pinch on Their Purse Strings. [PRWEB Sep 28, 2005]

New Book Helps Retirees Avoid Outliving Their Money
New book on retirement, “Is Your Retirement Heading in the Right Direction?” written by Certified Senior Advisor Steve Casto offers financial techniques to senior citizens for their retirement. The book gives advice to readers on handling funds as well as step-by-step solutions to income, taxes and other money issues. [PRWEB Sep 28, 2005]

Urban Hyena Finance Ravages Opposition
New information Website for financial services, succeeds in drawing an audience. Advice and timely tips and tricks for the stockmarket continue to astound viewers. [PRWEB Sep 28, 2005]